Role & seniority: Business Analyst | Credit Risk Stress Testing (mid-senior level; 3–4 years in relevant domain)

Stack/tools: SQL (mandatory), Python (mandatory); PySpark (nice-to-have); Dataiku (nice-to-have); IFRS9, Basel, Stress Tests domain knowledge; Agile exposure; English fluency

Top 3 responsibilities

Understand, analyze, specify, and test business needs to enable deployment within budget, regulatory, and deadline constraints in an Agile context
Collaborate with business contacts, stakeholders, and developers; participate in producing official stress test results; provide functional support
Propose improvements to ensure engine operation, maintainability, and scalability; acquire transversal view of products/processes under responsibility

Must-have skills

Bachelor’s in Mathematics, IT, or Computer Science
3–4 years as a business analyst/functional expert in Credit Risk, IFRS9, Basel, or Stress Tests
Proficiency in SQL and Python; English fluency

Nice-to-haves

PySpark, Dataiku
Banking experience; Agile methodology knowledge

Location & work type

Offices in Lisbon, Porto, and Madrid (Europe)
Employment type: Contract (permanent-typical “Contrato”)

Full Description

Decskill was founded in 2014 as an IT Consulting Company and their main mission is to delivery value through the knowledge. We enable companies to meet the chalenges of digital world by providing our clients with business models that ensure technological capacity, flexibility and agility. We are more than 500 consultants with offices in Lisbon, Porto and Madrid.

DECSKILL operates in 3 main areas

DECSKILL TALENT, through which we provide our clients with an extension to their IT teams;
DECSKILL BOOST, through which we provide our client with software development models to increase capacity and optimize Time-to-Market, where we create and manage teams that deliver according to their needs, at the desired speed;
DECSKILL CONNECT, through which we provide our client with consulting services, as well as the implementation and management of information technology infrastructures.

Our practice results in the creation of value for our customers, either by delivering qualified and value-added services, or through highly qualified and motivated professionals, as well as technology solutions that allow us to operate and transform the business of our customers.

We are looking for an Business Analyst | Credit Risk Stress Testing!

Responsibilities

Understand and analyze the needs expressed by the business teams, specifying, and testing them in order to enable the deployment of the solution while respecting the budget and both regulatory and deadline constraints, in an Agile organization.
Work in close collaboration with the various stakeholders and, in particular, the business contacts and the team's developers.
Participate in the process of producing official stress test results and provide functional support.
Be a force for proposals with a view to continuous improvement, in order to guarantee the operation of the engines, their maintainability and their scalability.
Acquire a transversal vision of the products / processes within its perimeter of responsibility.

Requirements

Bachelor’s degree in Mathematics, Information Technology or Computer Science;
Relevant professional experience as a business analyst / functional expert on Credit Risk, IFRS9, Basel regulations or Stress Tests is mandatory (3 - 4 years);
Previous banking experience is a plus;
Proficiency in SQL is mandatory;
Proficiency in Python is mandatory;
Knowledge of PySpark is a plus;
Knowledge of Dataiku is a plus;
Knowledge of Agile methodology is a plus.
Fluency in English..

If you’re interested in this job please send your CV to with reference "CA/CreditRiskStressTesting".