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Salmon Bank • Manila, Metro Manila, Philippines
Role & seniority: Head of Credit Operations (senior leadership) at Salmon, a licensed consumer lending bank in the Philippines.
Stack/tools: Lending systems; KYC/AML procedures; fraud prevention controls; automation tools; analytics, dashboards, and KPI reporting; collaboration with Product/Tech for process improvement.
Lead and manage Credit Operations teams (Field Credit Investigators, Verificators); set targets for TAT, quality, productivity.
Oversee credit processing from onboarding to disbursement; ensure accuracy and robust documentation/validation.
Align operations with Risk & Compliance; implement anti-fraud measures; enforce policies and regulatory standards.
Bachelor’s degree in Business, Finance, Accounting, or related field
5+ years in credit operations, credit risk, or lending process management
Proven leadership of cross-functional credit/operations teams
Knowledge of lending systems, credit scoring, KYC/AML
Analytical mindset, strong problem-solving and communication
Experience in fintech or consumer lending
Track record of process optimization, automation, and data-driven decision-making
Location & work type: Philippines-based; full-time role. (Work location type not explicitly specified; likely on-site or hybrid.)
Salmon – Who We Are and What We Do
Salmon is a fast-growing consumer FinTech group, founded in July 2022 with the vision of creating the best credit-led, technology-centric bank in Southeast Asia. We chose the Philippines to be our first market and are now a licensed bank and consumer-lending group.
Salmon was founded by three Co-founders who built and held senior leadership positions at Tinkoff, a highly successful tech-enabled bank that reached a market capitalization of more than US$20bn. Salmon has built a highly qualified and global team of finance and technology professionals and is backed by world-class investors, which include International Finance Corporation (a member of the World Bank Group), Lunate (an investment management vehicle affiliated to the sovereign wealth fund of Abu Dhabi), and other prominent Fintech investors.
We are building a financial technology business that works impeccably 24x365, creating thousands of jobs and providing high quality access to finance for millions of Filipinos — and would love to have you join us on this journey. The new world is ours to discover together.
Key Responsibilities
Qualifications Bachelor’s degree in Business, Finance, Accounting, or a related field. Minimum 5 years of experience in credit operations, credit risk, or lending process management. Strong leadership background managing cross-functional credit or operations teams. Deep understanding of lending systems, credit scoring models, and KYC/AML procedures. Analytical mindset with strong problem-solving and communication skills. Experience in fintech or consumer lending industry is a strong advantage. Show more Show less