**Role & seniority: ** Senior Associate, LCs – Import Letters of Credit (L/C) issuance (operations role; ~2+ years relevant experience)

**Stack/tools: ** Not specified in text (focus is on ICC/UCP compliance and L/C operational processing)

**Top 3 responsibilities: **

Receive/review and issue Import L/Cs with special terms (e.g., Revolving, Back-to-Back, Transferable, Standby), ensuring completeness and correctness.
Document control & discrepancy handling: check documents, identify discrepancies, coordinate with negotiating banks, and ensure accurate authorization workflows.
Client operations & release: liaise with internal/external clients, process routine operational issues, and release sight/acceptance documents timely.
Must-have skills:
- Strong knowledge of Import L/C processes and complex operations compliance
- Accuracy and timeliness in handling L/C applications, limits, approvals, and documentation
- Working knowledge of ICC Rules and UCP plus local import regulations and Group policies
- Confidentiality and compliance discipline
Nice-to-haves:
- Experience in a highly rated international bank
- Proactive continuous learning / staying current with regulations and professional developments
Location & work type: Not specified; role involves bank operations across clients (implied on-site/onsite banking operations).

Full Description

About QNB

Established in 1964 as the country’s first Qatari-owned commercial bank, QNB Group has steadily grown to become the largest bank in the Middle East and Africa (MEA) region.

QNB Group’s presence through its subsidiaries and associate companies extends to more than 31 countries across three continents providing a comprehensive range of advanced products and services. The total number of employees is more than 28,000 serving up to 20 million customers operating through 1,000 locations, with an ATM network of 4,300 machines.

QNB has maintained its position as one of the highest rated regional banks from leading credit rating agencies including Standard & Poor’s (A), Moody’s (Aa3) and Fitch (A+). The Bank has also been the recipient of many awards from leading international specialised financial publications.

Based on the Group’s consistent strong financial performance and its expanding international presence, QNB currently ranks as the most valuable bank brand in the Middle East and Africa, according to Brand Finance Magazine.

QNB Group has an active community support program and sponsors various social, educational and sporting events.

Job Purpose Summary

The incumbent will perform tasks pertaining to the timely issuance of Import Letters of Credit (L/Cs) in a way that supports the business units and ensures a good working relationship with the Group’s clients.

Essential Duties & Responsibilities By Dimensions

Shareholder & Financial

Implements KPI’s and best practices for Senior Associate, Issuance (LCs) role.
Act within the limits of the powers delegated to the incumbent.
Promote cost consciousness and efficiency and enhance productivity, to minimise cost, avoid waste, and optimise benefits for the Bank.

Customer (Internal & External)

Liaise with internal and external clients in order to meet their needs in a timely and accurate manner.
Proactively identify areas for professional development and undertake development activities.
Seek opportunities to remain current with all developments in the professional field.

Internal (Processes, Products, Regulatory)

Accurately handle complex processes relating to Import Letters of Credit in strict compliance with International Chamber of Commerce (ICC) Rules.
Receive and review Import Letters of Credit applications with special terms and conditions to ensure receipt of complete transactions.
Issue Letters of Credit with special terms and conditions, including Revolving, Back-to-Back, Transferable and Standby L/Cs.
Check documents, identify discrepancies and communicate with negotiating banks to safeguard QNB’s interests.
Ensure transaction documentation submitted for authorization is accurate and processed in a timely manner.
Release sight and acceptance documents relating to Import Letters of Credit transactions to clients.
Deal with clients and ensure routine operational issues are processed efficiently.
Ensure L/C applicants possess valid commercial registrations and that terms and conditions are clear and precise.
Ensure the L/C amount does not exceed the maximum amount permitted under the customer’s application.
Ensure L/Cs are properly authorized within approved limits or supported by appropriate approvals.
Ensure all L/Cs comply with Uniform Customs and Practice (UCP), local import regulations and Group policies.
Maintain L/C documents safely and ensure adherence to approved limits established for each client and bank.

Learning & Knowledge

Stay abreast of all new local and international regulations pertaining to Import Letters of Credit.
Ensure high standards of confidentiality to safeguard commercially sensitive information.
Proactively identify areas for professional development and undertake development activities.
Seek opportunities to remain current with developments in the professional field.

Education/Experience Requirements

Bachelor degree University Graduate/preferred with a Major in Marketing, Banking, Finance, Accounting, Economics, Business Administration or Information Technology (related field of study) At least 2 years of relevant experience, preferably within a highly rated international bank

Note: you will be required to attach the following

Resume/CV QID (Front & Back) Passport Education Certificate Birth Certificate